Protect your capital investments against Fire & Extraneous Perils, Accidental Damage & Theft.

1. Fire with Extraneous Perils

Protects property against damages by fire and helps to cover the cost of replacement, repair or construction of property.

2. Burglary / Theft 

Covers loss of or damage to assets within the insured business or trade premises, as a result of forcible and violent entry.

3. Industrial All Risk

       Covers property such as machinery, equipment and other contents against a wide range of loss or damage, from incidents such as fire, explosion, water
       damage, natural disasters, malicious damage and burglary

4. Fidelity Guarantee

       Covers the employer against losses from employees’ act of dishonesty

5. Money

Covers monetary loss or loss of goods due to the act of fraud or dishonesty committed by your employees. This includes loss of money: In transit due to robbery, theft, or any unforeseen event. From your premises during business hours due to theft or robbery.

6. Business Interruption

       Covers the loss of income that a business suffers as a direct result of loss, damage or   destruction to insured property by a covered peril.

7. Machinery all Risk

Protects an organisation’s business equipment and machinery against damages or loss due to external causes whilst the property is being used, during loading & unloading, and in transit other than by sea or air.

8. Goods-in-transit

       Covers goods against loss or damage while being moved from one place to another

9. Plate Glass

Covers breakage of glass, such as shop windows, due to accidents situated at the insured’s premises.

10. Motor

Covers loss or damage to your vehicle due to accidental collision and/or negligence, and your legal liability towards a third party’s (including passengers) injury and property damage.

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